Retirement Plan Services Karam Financial Group is an independent financial services organization focused on offering retirement plan strategies designed to help plan sponsors maximize efficiency, maintain plan compliance, and address fiduciary liability exposure. Karam Financial Group utilizes a strategic approach to help clients manage all aspects of their retirement plan. We first benchmark your current plan to determine its competitiveness from an administrative, investment and cost effective standpoint. We then establish a due diligence process to plan and document fiduciary control activities and responsibilities. After that, we make recommendations for appropriate investment selection(s) to optimize asset allocation. As part of our plan implementation process, Karam Financial Group develops an investment education program for your participants, treating education as a process rather than an event. Karam Financial Group is fortified by the strength of LPL Financial, the nation’s largest independent broker/dealer.* While LPL Financial has no proprietary products, their comprehensive array of tools and resources for independent financial advisors allows clients to benefit from cutting-edge systems and strategies. The financial representatives of Karam Financial Group are part of a select group of qualified retirement plan advisors with LPL Financial who are able to offer services through the Retirement Plan Investment Due Diligence Employee Communication and Education Plan Level Benchmarking Expense Analyzer Plan Design Assistance and Support Fiduciary Services Worksite Financial Solutions * As reported by Financial Planning magazine, June 1996-2015, based on total revenue.