Broker Check

Executive and Corporate Benefit Strategies

You work hard to recruit and retain your most important asset – your employees. Karam Financial Group works to ensure your benefit plans reward your employees while making optimum use of your financial resources.

 

Welcome to Karam
Financial Group

The principals of Karam Financial Group bring over 50 years of combined experience in designing executive and corporate benefit plans that address the needs of your organization. Our experience spans all types of organizations – both profit and nonprofit, public and private.

Through customized strategy and extensive experience, Karam Financial Group delivers more value to your plan. Whether you are evaluating the effectiveness of your current benefit plans or establishing a new one, we are qualified to assist you.

Contact us today for a free consultation.

Retirement Plan Services

Karam Financial Group is an independent financial services organization focused on offering retirement plan strategies designed to help plan sponsors maximize efficiency, maintain plan compliance, and address fiduciary liability exposure.

Employee Benefits

Many employers today are struggling to contain the cost of their benefit programs. Employers are finding that although their benefits do not directly impact the value of their products or services, they are a large part of their pricing. Competition requires these costs be minimized.

Executive and Director Benefits

Increasingly, corporations are looking for ways to attract, retain and reward their key executives. Our firm provides guidance in creating a customized plan to address your needs through the use of programs such as: Deferred Compensation Plans, etc.

Bank Owned Life Insurance

For over three decades, banks have implemented bank owned life insurance (BOLI) portfolios as regulators have provided clear guidence on the use of this asset class by banking organizations. During the past decade, utilization rates among banks have soared so that today a majority of banking organizations have BOLI on their balance sheets.

Our Areas of Service

Market Summary


401k Fiduciary Services

Karam Financial Group co-fiduciary offering is unusual in the industry because it addresses the highest level of fiduciary standards.

Learn More

Worksite Financial Solutions

Worksite Financial Solutions is a guidance-based, beginning-to-end retirement solution designed to help you create confidence in your financial life.

Learn More

BOLI Risk Management

Assessing and managing your risk requires an understanding of what you have bought, of today’s regulatory mandates, of the market dynamics and of how your BOLI portfolio integrates with your balance sheet.

Learn More

Worksite Financial Solutions is a program exclusive to LPL Financial and its advisor partners.